The Precious Metals Opportunity

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Should I Invest In Gold?

Gold prices are tumbling and U.S. inflation is only a hair over 1% but the gold market has been melting into a slump. And yet, despite this, some people would still recommend investing in gold because they think it might be worth something when the dollar collapses.

That’s all well and good but there are many other reasons to invest in gold such as it being an excellent hedge against currency risk and inflation, as well as being a great way to diversify your portfolio with commodities that have less volatility than stocks or bonds.


The gold mining industry is an interesting one because it is relatively small and fragmented, with about 80 companies responsible for about 70% of all the gold mined in the world. But these companies are also some of the biggest players in the gold market, with major companies such as Barrick Gold (NYSE:ABX), Newmont Mining (NYSE:NEM), and Kinross Gold (NYSE:KGC) generally being able to weather economic storm better than most other assets.

Most of the companies we will be looking at today are not actually involved in the mining of gold, but rather the production, refining and distribution of it. The key thing here is to make sure that you’re buying a company that has a reasonable amount of exposure towards the sector as a whole because this can help to hedge against volatility in gold prices.

Beverly Hills Precious Metals is a great company in itself. There is a Beverly Hills Precious Metals review that you should see before making any final decisions.

The following list includes five mid-cap gold stocks that should be considered when investing in gold stocks. All five have solid balance sheets and are not over-exposed to the sector as a whole so they should fare very well in market conditions like these.

1. Franco-Nevada Mining Corporation (NYSE:FNV) is a royalty and streaming company that provides investors with exposure to the gold mining industry across the world. The company has excellent top-line growth and, in addition, has diversified its earnings base nicely to reduce volatility. Most importantly however it also owns a substantial number of shares in Barrick Gold (NYSE:ABX), the largest publicly listed gold company by market capitalization, which should help it to ride out any downward trends in gold prices.

2. New Gold, Inc. (Nasdaq:NGD) is a royalty and streaming company that has a large exposure to Canada where it is based. The company has had some very impressive growth over the past three years and has plenty of room for further improvement. In addition, most of the company’s reserves lie in jurisdictions such as Ontario and British Columbia where gold prices are expected to continue rising in the coming years.

3. Panther Gold Corporation (NYSE:PGN) is a junior gold mining company that focuses on its exploration efforts in Latin America while also producing precious metals from its mines as an add-on activity. The company has a very low debt-to-equity ratio and a decent cash flow generation ability so a good dividend yield should help to boost shareholder value.

4. American Silver Eagle Mining Inc (NASDAQ:ASK) is a mining company that produces silver, gold and platinum group metals from its Arizona operations. Although the company has generally been overshadowed by its peers owing to being public it still manages to trade at an attractive valuation so investors should consider purchasing shares at these levels.

5. Zafiro Resources Ltd (ZAF) is an exploration company that looks to develop mineral resources in Canada, Chile and Argentina. The company has very low debt, which is helpful in a situation in which funding gold exploration projects is difficult because of tightening credit markets. As a result of that, the company should be able to continue growing at a healthy pace.



At the end of February 2010 gold and silver prices hit the lowest levels since 1987. This was all the more surprising given that house prices were rising, consumer spending was robust and there had been a general expectation that economic growth in China would increase. In other words, it seemed as if everyone should be buying assets in gold. But not everyone was doing so. The simple answer to why gold failed to perform is that people did not believe that deflation could occur – or even that it could happen at all.

For most of 2008, gold and silver prices were at their highest levels in history. Many people ignored the signs suggesting that a severe economic downturn was coming, instead of buying gold they assumed that growth would resume on a sustainable path and that the U.S. Federal Reserve would continue to print large quantities of money to keep things going.

During the last three months of 2008, gold fell by almost 40% as the financial system began to unravel in earnest. It is not terribly surprising therefore to see how gold prices have fallen since then. The chart above shows how gold prices fell steeply during 2009 and only managed to return back to the levels last seen in 2004 by the end of January 2010 (the chart is from Yahoo Finance).

As you can see investing in gold can be an effective way to protect yourself against financial and currency crises, as well as inflation. Also, this is one way to help diversify your portfolio by adding precious metals and commodities with lower volatility than stocks or bonds. Of course, it’s important to do your own due diligence before making any investment decisions so be sure to check the fundamentals first and never solely rely on this list when making your investment decisions.…

How To Make Good Investments

Financial security requires sound planning and good decisions. Investment strategies range from choosing the right stocks or mutual funds to understanding how the stock market operates. Technology has also created new ways to invest in businesses. Today, your portfolio could include a part interest in an art gallery, a piece of farmland, or even a piece inside a company that makes parts for jets or cars.

Investing is putting money into something that offers potential earning power and appreciable value. The significant investments are real estate, stocks, bonds, mutual funds, and cash. Each involves different ways of making money and different risks.

A good investment plan depends on understanding the differences between these investments, deciding what is suitable for your needs and lifestyle, and then sticking with it even during tough economic times. Here are some tips to help you make good investments.

How To Make Good Investments

How To Make Good Investments

1. High-Yield Savings Accounts

An easy-access high-yield savings account that pays interest can be a good thing to have in the right circumstance. It can earn you money while keeping you liquid or able to turn your assets into cash at a moment’s notice. This would be your fund for short-term debt or emergencies.

New investors would find a savings account suitable for their first investment. If you make regular deposits into the account, the interest compounds and can help your money grow faster. Visit a bank or a credit union to open an account.

2. Series I Bonds

Series I savings bonds are U.S. Government securities that guarantee a fixed return rate determined at the purchase time. The bonds are issued electronically and held in electronic form, which means you never have to hold or mail a bond physically. You cannot redeem them before maturity. They pay interest every six months until maturity when you receive the bond’s face amount.

To start, visit your financial institution, where you can open a savings bond account. When you purchase the bond, the federal government pays for the initial cost and then sends you a check for the interest accruing during the six months. Series I bonds are insured by SIPC for up to $100,000. If an institution goes bankrupt, your principal will be transferred to a government fund, and you’ll receive a refund of your principal and interest.

3. Short-Term Certificates of Deposit

A certificate of deposit (CD) is a special type of savings account that pays interest for a period ranging from three months to five years, called the CD term. When you open an account with your financial institution, you can choose between several different terms and rates. You can view all available rates and terms at any time by visiting your bank or brokerage firm’s Web site. CDs make sound investment choices because they offer higher interest on some investments than you would receive in a typical bank or thrift savings account.

4. S&P 500 Index Funds

The Standard and Poor’s 500 Index is considered the best gauge of the U.S. stock market value and a popular index among mutual fund investors. It comprises 500 companies from all industry sectors representing the broadest measure of the U.S. stock market. They include utility, industrial, and financial companies and technology stocks. They are generally considered riskier investments than other sectors traded on NASDAQ (NDX) and NYSE (NDAQ). Consult a financial advisor about creating a diversified portfolio of stocks that match the S&P 500 Index.

5. Mutual Funds

Mutual funds are pools of money invested by many people in similar investments managed by a fund manager who buys and sells securities on the market to generate higher returns. Each mutual fund invests in specific securities, such as stocks and bonds, ranked according to their expected returns. A mutual fund’s objective is to match the return on your investment with the level of risk you can assume. This way, you get a blend of growth and income. To ensure stability, your investment will be spread among several stocks and bonds chosen for their potential to generate revenue and growth.

How To Make Good Investments

Conclusion

Investing requires a knowledge of the different investment vehicles, an understanding of risk and return, and a commitment to determining your goals and objectives. Once you have those down, you’ll be ready to invest in any number of the wide variety of investment opportunities available today.…

What Are The Best Investments Today?

Many investors are habitually choosing investments to dabble in the market. Although many will be interested in the stock market, knowing much information about investing is not always necessary. It is best to start small without as much knowledge as possible. This article will help create small investors and determine what types of investors are currently on the market. This piece also allows anyone interested in investing or people who want more knowledge on how it works.

There are different types of people who invest in the stock market. The type of investor that is most common today is the active trader. It comes as no surprise since investing has become so popular in recent years. Now that companies are listing on the stock market rapidly, it makes sense to believe that many investors want to make their money grow by investing.

What Are The Best Investments Today?

5 Best Investments Today

1. The Stock Market

When the stock market rises, it is time to reach out and grab your investment. Many people have been moving into the stock market recently, and many of the stocks are on an upswing. It means you can get ahold of some great investments or make money if you do well. Anyone who wants to invest in the stock market, but is unsure about how it works, should start investing small.

The good thing about investing small is that there are no minimums. Even if you put in five dollars, you can still make money if the market rises. It makes it ideal for many people looking to start small but don’t want to lose their investments. You cannot lose money when investing small since you only have to invest a few dollars anyway. Anyone wishing to enter the stock market should start small and watch as the market rises.

2. Listed Stock

Investing has become extremely popular in recent years and continues to grow yearly. Being able to invest in companies that you know or at least ones that you have heard of, is extremely important. It is because so many investors are out there looking to get a hold of the next big thing. Any company listed on the stock market will have other investors looking at them and trying to figure out what they can do.

3. Mutual Funds

Investing can be confusing for some people, but it doesn’t have to be. There are many different ways that these investments can take place, making it a bit easier for those who aren’t sure what they should do with their money. One great way to invest is to look into mutual funds or invest in different “funds.” These are investments built by a group of people, which can be beneficial when you do not know what to invest in.

Mutual Funds act as a way for investors to pool their money together and buy stock options from various companies. It allows them to make a single investment with a much larger reach than if every investor was doing it independently. Each person who invests in this fund will have access to the company’s share, which makes it better than putting your money into individual stocks. Not only that, but you can earn a much larger return with this investing style.

4. Index Funds

Another great way to invest is by going the index route. It means that you are investing in a particular sector. Many companies are included in this investing, which makes it easier to get ahold of significant investments. It allows you to invest in each item together and not have to worry about any one area. The good thing about index funds is that they can be pretty successful since many different things are included. Even thousands of other companies can be part of these funds, adding more options for those who want to invest in the market today.

5. Mutual Fund Traded Fund

There are many different types of mutual funds, making it difficult for anyone to choose what is best for them. It is because there are so many options when it comes to investing. In recent years, something new has come out that might be an excellent way for some people to invest. This type of fund is called a Mutual Fund Traded Fund, an index fund that trades like a stock. It allows the investor to do well while also getting the best return they can get from any investment they make. These funds have become very popular in recent years, and everyone should check what they can do for them.

What Are The Best Investments Today?

Conclusion

There are many different ways to invest in the stock market, making it difficult for some investors. It is because there are so many types of investments out there, and they all can have their benefits based on the investor. Because of this, people should always go over their options before investing in them. The key is to find something that you like and then do your research before investing in it.…

What Is A Gold IRA?

Gold IRA is an investment vehicle that allows you to invest in gold and other precious metals. The IRS has ruled that the purchase of physical gold or silver, as well as other precious metal investments are not subject to capital gains taxes if held for more than one year. This means that your profits on these investments will be tax-free.

 Here are some tips to help you get started with investing in gold .

Investing Gold IRA

Tips to Started With Investing in Gold

#1. Know Your Goals

Before you start investing in gold  you need to figure out what you want to accomplish by doing so. Do you just want to save up for something special? Or do you want to use it as a hedge against inflation? If you have specific goals in mind, then you can better plan your strategy.

#2. Understand How Prices Work

When you buy gold , you’re buying an asset that has value. You’ll pay less when prices go down, but you’ll also earn more when they rise. It’s important to understand how price movements work before you start investing.

#3. Find Out About Taxes

One of the biggest mistakes people make when investing in gold  is thinking about their returns without considering taxes. Before you decide whether or not to invest in gold, find out how much money you’ll end up paying in taxes.

#4. Choose A Good Investment Strategy

Once you know what kind of return you’d like to see from your investment, you can begin looking at different strategies. There are several ways to invest in gold:

  • Buying Physical Gold – Investing directly in physical gold is probably the most popular way to invest in gold. However, this method comes with its own set of risks. For example, there’s always the chance that the price could fall while you wait for delivery.
  • Precious Metal ETFs – Another option is to invest in exchange traded funds (ETFs). These are similar to mutual funds, except that they trade like stocks instead of being bought and sold individually. They provide diversification benefits, which makes them a good choice for investors who don’t want to deal with the hassle of managing individual assets.
  • Stocks – Another option is to buy shares of companies that produce gold. While this isn’t the best way to invest in gold, it does offer the benefit of lower fees compared to other option
Investing Gold IRA

How to Invest in a Gold IRA

Some people think that because they’re investing in gold, they won’t owe any taxes on their earnings. That’s not true, though. Even if you’re investing in a Gold IRA, you still have to file federal income taxes on your earnings.

There are many different ways to invest in gold and silver. You can buy them directly through a dealer, or you can put your money into a Gold IRA. There are also options available for those who aren’t interested in opening a traditional IRA. These include in gold and silver. You can buy them directly through a dealer, or you can put them into a Gold IRA. Either option works, but there are advantages and disadvantages to each. When you choose which method to use, consider your needs and preferences.

Pros of Gold IRAs

1. Low Fees

When you open a Gold IRA, you’ll be able to save on fees. The average fee for a Gold IRA is 0.25%. This means that even after you factor in all of the tax savings, you’ll still come out ahead.

2. Tax Benefits

You may also qualify for tax deductions when you invest in a Gold IRA. Depending on your situation, you might be eligible for a deduction of 10% to 20% of your total contributions.

3. Diversification

One of the biggest benefits of investing in a Gold IRA over buying physical gold is that you get exposure to multiple precious metals. Because of this, you’ll likely earn more than just profits from one metal.

4. Tax-Free Growth

The IRS allows you to withdraw up to $10,000 per year without paying taxes. This means that you can take advantage of the gains that accrue in your account every year.

Cons of Gold IRAs

While these benefits outweigh the cons, there are some things to keep in mind before you decide whether or not to invest ina Gold IRA.

1. Limited Investment Choices

Because most Gold IRAs only allow you to invest in gold and/or silver, you’ll miss out on the opportunity to invest in other precious metals.

2. Riskier Investments

While you do have access to low fees, you also run the risk of losing money. Since you’ll be relying solely on the value of your investments, you could lose everything if the market takes a turn for the worse.

3. No Physical Possession

If you want to own physical gold, you’re better off purchasing it yourself. However, with an investment in a Gold IRA, you don’t actually own anything. Instead, you’re simply contributing money to an account that will.…

We are Merced Gleaning

Who are we at Merced Gleaning? We are “gleaning” – that is, picking up stuff left behind by others – in areas of interest that, while perhaps not mainstream for the mass media, will be “just right” for our particular group of readers.

Let’s say, for example, that people read about the stock market every day. But, all they seem to hear about is “the market is up,” or perhaps, “the market is plunging!” If it isn’t “good” news, it’s gotta be “bad.” Well, what if I were to tell you that you can learn how to trade in the market and potentially make money whether or not the market is strong in general?

Many people don’t know that! One thing I remember learning at a financial seminar was about something called “options.” Wow! What an eye opener! It was only a rudimentary introduction, but I remember learning that if a stock was heading “down,” one could buy something called a “Put” and possibly profit on that downward trajectory.

Conversely, if a stock was trending “upward,” one might be able to invest in a potentially profitable “Call” and earn on an upward moving stock.

Of course, that’s a VERY rudimentary explanation – and you would be well advised to take some classes in options trading before getting too excited about that. I only mention it because as I said, it’s something not everyone would have heard of. So, we will try to bring you articles about some lesser discussed topics! Back with content shortly.…

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